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Based in Chlorton, Manchester
Director, Appraisals, Property Manager
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Client Services & Property Coordinator
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A Vast Improvement – New Tenant Secured Quickly
Having recently changed Managing Agent to Property Genius I am very happy with the service so far. Very efficient and signed up a new tenant promptly cutting down on void period. Thoroughly recommended and a vast improvement on previous Agent.
Quick and Professional Letting Service
First time using Property Genius for letting out a property, quick turnaround from handing over keys, to advertising and getting new tenants in. A great professional service provided by Graeme and the team, very competitive rates (reason why we switched from another local agent we had been using for years) Highly recommend and will be using them again very shortly!
Highly recommend!!
We have been with Property Genius letting and managing our properties for the past 5 years and are delighted with the team. When the properties are available to let it’s always a quick turnaround, reasonable rates, very professional, friendly and always at hand when needed. Highly recommend!!
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Property Insights & Expert Advice
Stay informed with the latest tips, market trends, and guidance from the team at Property Genius.
Feb 1, 2025
Should I Set Up a Limited Company for My First Buy-to-Let?
Landlords face the decision of whether to purchase their first buy-to-let property through a limited company. The potential tax advantages are frequently highlighted as a key benefit, but there can be concerns about administrative obligations and upfront expenses. To help beginners navigate this topic, we've prepared an overview of the main considerations. The Background: Historical Policy Shifts Up until a few years ago, landlords holding property in their own name could deduct all mortgage interest from rental income before calculating tax. However, a series of reforms introduced from 2017 gradually replaced this relief with a 20% tax credit. For higher-rate taxpayers, this change can significantly increase the overall tax bill on rental income. These adjustments have made single-property ownership less attractive than it once was, particularly for those on higher tax bands. Some landlords who previously relied on the full deduction now find the difference in profitability quite stark. Potential Tax Benefits of a Limited Company When a buy-to-let property is held in a limited company, mortgage interest is typically treated as an allowable business expense, thereby reducing taxable profits. Additionally, rental profits are subject to Corporation Tax instead of Income Tax. This can be advantageous if the intention is to reinvest rental income to expand a property portfolio. However, if a landlord requires immediate access to the rental profits, the combined effects of Corporation Tax and Dividend Tax (when drawing out dividends) may erode some of those benefits—particularly if the landlord is a higher-rate taxpayer. Limited Liability A limited company setup tends to offer an additional layer of protection for personal assets, as the business is treated as a separate legal entity. This may be of particular interest to landlords who wish to shield personal finances in the event of legal action related to the property. Administrative Costs and Responsibilities Running a limited company can involve set-up costs, annual accounting fees (which might easily reach £1,000 or more), and ongoing administrative duties, including filing accounts with Companies House and keeping detailed financial records. These obligations and expenses can quickly add up, especially if the rental profits from a single property are not very high. Mortgage Availability and Rates Buy-to-let mortgage products for limited companies have become more common, yet they can carry slightly higher interest rates or stricter lending criteria than personal buy-to-let mortgages. Prospective buyers should research available products thoroughly, since terms can vary significantly between lenders. The Pitfalls of Transferring Property Later A crucial point sometimes overlooked is the cost of switching to a corporate structure down the line. Transferring a property from personal ownership to a company can trigger substantial Stamp Duty Land Tax liabilities and potentially Capital Gains Tax if the property has risen in value. For landlords who later decide to scale up, the “keep it simple first” approach might result in significant tax implications and administrative hurdles. Consequently, property investors with clear long-term growth plans may find it more efficient to set up a limited company from the outset, rather than face a costly transfer later. Balancing Act: Short vs. Long-Term Goals For individuals who simply want a single property to generate a bit of extra income, establishing a company might lead to unnecessary costs and administration. However, anyone considering a multi-property portfolio could benefit from structuring their investments through a company right from the start, provided the extra work is manageable. Conclusion Establishing a limited company for a first buy-to-let property can offer appealing tax benefits and liability protection, but the decision ultimately depends on personal goals and financial plans. New landlords are advised to seek professional guidance from tax specialists or accountants to weigh the prospective savings against any extra costs and responsibilities. For further information or to explore buy-to-let options, contact Property Genius to discuss individual circumstances and objectives. A tailored approach ensures that every landlord can make an informed choice about whether a limited company is the right route for their first property investment. ...
Jan 28, 2025
Banning Rent in Advance: Why it could backfire on those in need
The Renters’ Rights Bill has sparked significant debate, and one particular amendment—banning landlords from requesting more than one month’s rent in advance—has raised serious concerns. While the government’s intentions to ease cost of living pressures are understandable, the unintended consequences of this policy could disproportionately harm the very people it seeks to protect. Limiting upfront rent to a single month may seem fair and straightforward on the surface. After all, tenants shouldn’t routinely be asked to pay multiple months of rent in advance. However, there are situations where this option provides a lifeline for those on the financial margins—tenants with poor credit, international students, self-employed individuals, and others who struggle to meet standard referencing criteria. Why Paying in Advance Matters Being a landlord is, in essence, a business, and letting property comes with inherent risks. When assessing prospective tenants, landlords typically evaluate their ability to meet rent payments reliably. For tenants with steady income, a solid credit history, and positive references, this process is usually straightforward. But for others, the picture isn’t so simple. Our referencing data highlights a crucial issue with the proposed ban on rent in advance. As shown in the chart, while the majority of applicants pass referencing (green), a notable portion require a conditional pass (orange) or fail outright (red). January & February 2024 saw a sharp spike in applications, mostly as this is when our student lets are being processed, with a significant number of conditional passes—many of whom likely relied on rent in advance to secure a tenancy. From this graph above, all sections highlights in orange could potentially be affected by this change in the law. Consider tenants who fall into the following categories: International students or workers: Often without a UK-based guarantor, they rely on upfront rent payments to secure housing. Self-employed individuals: New business owners or freelancers with fluctuating income may not meet the rigid referencing requirements. Those with poor credit history or no financial track record: These tenants are often seen as higher risk, even if their current circumstances have improved. Paying rent in advance is sometimes the only way for these groups to demonstrate their ability to meet obligations and compete in a competitive rental market. Real-Life Scenarios This month alone, we’ve encountered two situations that illustrate how this ban could inadvertently exclude vulnerable tenants: A couple moving in together: One of the prospective tenants had recently started her own business and didn’t have the required one year of accounts to verify her income. Without a guarantor and facing a conditional pass under standard referencing, her only option was to pay in advance, or provided a UK based guarantor (which was not a personal option for her). She was fortunate enough to pay in advance, allowing her and her partner to take the next step in their lives. Under the proposed amendment, this wouldn’t have been possible. An overseas student: Without a UK-based guarantor, this student relied on paying rent in advance to secure accommodation. If this option were removed, their access to housing, and potentially the education they've come for, would have been severely restricted. For tenants in such situations, applying to private guarantor companies might be an alternative, but this comes at a cost—fees that aren’t refundable and can run into hundreds of pounds. It raises uncomfortable questions about whether such companies stand to benefit from this legislation. Unintended Consequences The government’s amendment shifts more risk onto landlords, who are already navigating a market where demand far outstrips supply. Faced with greater uncertainty, landlords will naturally gravitate towards tenants with more predictable financial circumstances. This, in turn, will disadvantage those who are already struggling to secure housing, exacerbating inequality in the rental market - creating the very thing the law hoping to stop. Critics often accuse landlords of being solely profit-driven, but this oversimplifies the challenges of managing a rental property. Many landlords are private individuals, not large corporations, and their concerns about risk are legitimate. What Needs to Change? Instead of an outright ban on rent in advance, the government should consider more nuanced solutions that protect tenants while preserving their ability to access housing. For instance: Creating a regulated framework for upfront rent payments, allowing them in exceptional circumstances with clear guidelines. Expanding access to low-cost guarantor schemes or introducing government-backed initiatives to support those who can’t meet referencing criteria. Promoting dialogue between landlords, tenants, and policymakers to strike a balance that addresses the needs of all parties. Final Thoughts The Renters’ Rights Bill may be well-intentioned, but the amendment to ban rent in advance risks backfiring on the very tenants it aims to protect. Without careful reconsideration, it could shut the door on housing for those most in need of flexibility—international students, the self-employed, and those rebuilding after financial difficulties. Housing policy must balance protecting tenants and enabling access to homes. Let’s not let short-sighted reforms make the rental market even harder to navigate for society’s most vulnerable....
Jan 21, 2025
Property Genius Named a Knowledge Base Expert in the 2025 Front Game Changer Awards!
We are absolutely delighted to share that Property Genius has been recognised as a Knowledge Base Expert in the 2025 Front Game Changer Awards! ? This award places us in the top 1% of Front customers leading the way in exceptional customer service—and it means the world to us. Why This Award Matters At Property Genius, we’ve spent years building a knowledge base that serves as the backbone of our customer support. We’ve written tens of thousands of words across nearly 100 articles, covering every possible procedure, FAQ, and scenario our tenants and landlords might encounter. Our goal has always been simple: ✅ Empower our customers with the knowledge they need, when they need it. ✅ Support our staff with a shared, ever-growing resource of best practices. ✅ Enhance customer conversations, providing context and opening up new lines of thought. ✅ Power our in-house AI, ensuring our chat platform delivers smart, relevant answers instantly. It’s been an invaluable tool—not just for our customers but for our entire team. To have our work recognised at this level is truly humbling. What Makes a Knowledge Base Expert? Front explains it best: Our Knowledge Base Experts have intuitive help centres with thoughtful category design and thorough articles to make it easy for customers to self-serve. With customer expectations higher than ever—and 79% of people willing to switch providers for a better experience—we believe a clear, accurate, and well-structured knowledge base is essential. It’s not just about answering questions; it’s about empowering our customers to make informed decisions. This award is a reflection of the hard work, dedication, and passion of our entire team....
Jan 3, 2025
Coping with Flooding: Support for Tenants and Landlords in Manchester
The recent storms have brought some of the worst flooding Manchester has seen in years. Canals have broken their banks, roads have become rivers, and many homes and developments have had to be evacuated. The impact has been devastating for communities across the region, including some of our tenants and landlords. We understand how distressing this situation is and want to assure you that we’re here to help. Whether you’re a tenant dealing with water damage or a landlord unsure how to proceed, this guide will provide practical advice to get through these difficult times together. For Tenants: What to Do If Your Rental Property Is Flooded 1. Safety First Your safety is the top priority. Avoid entering flooded areas, especially if there’s standing water, as it may be contaminated or hiding hazards like exposed electrical wires. If you believe the property is unsafe, leave immediately and inform your landlord or letting agent via our website. 2. Document the Damage If it’s safe to do so, take photos or videos of the damage. This documentation can be essential for insurance claims or landlord reporting. Focus on areas like floors, walls, furniture, and any belongings that were affected. 3. Contact Your Landlord or Letting Agent As soon as possible, let your landlord or letting agent know what’s happened. Provide details about the damage and any immediate risks. At Property Genius, we’re prioritising flood-related issues and can guide you through the next steps. 4. Insurance and Personal Belongings Check your contents insurance policy to see if your damaged personal items are covered. If you don’t have contents insurance, consider looking into assistance programs that may help with recovery costs. For Landlords: Protecting Your Property and Supporting Tenants 1. Assessing the Damage Work with your tenants to inspect the property safely. Avoid entering areas where the structure appears compromised or where water is in contact with electrical systems. Use photos and videos to document the damage thoroughly for insurance purposes. 2. Temporary Relocation Assistance If your property is uninhabitable, it’s important to support your tenants. This could mean arranging temporary accommodation or helping them navigate their insurance policies. Many landlord insurance policies include coverage for alternative housing for tenants—check with your provider. 3. Repairs and Maintenance Act quickly to address the damage and prevent further issues. Arrange reputable contractors to handle repairs, such as drying out the property, fixing leaks, and restoring affected areas. Make sure all work meets safety and compliance standards. 4. Preparing for Future Risks Flooding is a growing concern in many parts of Manchester. Consider investing in flood-prevention measures, such as installing flood barriers, improving drainage systems, or waterproofing basements and lower levels of properties. What We’re Doing to Support Our Clients We’re actively working to support our tenants and landlords during this crisis. Here’s how we’re helping: Emergency Response: Our team is prioritising flood-related cases, conducting inspections, working with building managers and coordinating with contractors to expedite repairs. Relocation Assistance: For tenants whose homes are uninhabitable, we’re coordinating temporary accommodations while properties are restored. Guidance on Claims: We’re advising both tenants and landlords on navigating insurance claims and documenting damage effectively. If you’re affected, please don’t hesitate to contact us for assistance. Flood Preparedness Tips for the Future While the focus is on recovery, it’s also important to consider how to prepare for future weather events. Here are some steps tenants and landlords can take: Create an Emergency Kit: Include essentials like flashlights, power banks, first-aid supplies, and waterproof bags for important documents. Sign Up for Flood Alerts: Stay informed by signing up for flood warnings from the Environment Agency. Check Drains and Gutters: Regular maintenance can reduce the risk of water backing up during heavy rain. Invest in Flood Protection: For landlords, consider flood-proofing measures like barriers or sump pumps to minimise future damage. Additional Resources Environment Agency Flood Alerts ...
Feb 1, 2025
Should I Set Up a Limited Company for My First Buy-to-Let?
Landlords face the decision of whether to purchase their first buy-to-let property through a limited company. The potential tax advantages are frequently highlighted as a key benefit, but there can be concerns about administrative obligations and upfront expenses. To help beginners navigate this topic, we've prepared an overview of the main considerations. The Background: Historical Policy Shifts Up until a few years ago, landlords holding property in their own name could deduct all mortgage interest from rental income before calculating tax. However, a series of reforms introduced from 2017 gradually replaced this relief with a 20% tax credit. For higher-rate taxpayers, this change can significantly increase the overall tax bill on rental income. These adjustments have made single-property ownership less attractive than it once was, particularly for those on higher tax bands. Some landlords who previously relied on the full deduction now find the difference in profitability quite stark. Potential Tax Benefits of a Limited Company When a buy-to-let property is held in a limited company, mortgage interest is typically treated as an allowable business expense, thereby reducing taxable profits. Additionally, rental profits are subject to Corporation Tax instead of Income Tax. This can be advantageous if the intention is to reinvest rental income to expand a property portfolio. However, if a landlord requires immediate access to the rental profits, the combined effects of Corporation Tax and Dividend Tax (when drawing out dividends) may erode some of those benefits—particularly if the landlord is a higher-rate taxpayer. Limited Liability A limited company setup tends to offer an additional layer of protection for personal assets, as the business is treated as a separate legal entity. This may be of particular interest to landlords who wish to shield personal finances in the event of legal action related to the property. Administrative Costs and Responsibilities Running a limited company can involve set-up costs, annual accounting fees (which might easily reach £1,000 or more), and ongoing administrative duties, including filing accounts with Companies House and keeping detailed financial records. These obligations and expenses can quickly add up, especially if the rental profits from a single property are not very high. Mortgage Availability and Rates Buy-to-let mortgage products for limited companies have become more common, yet they can carry slightly higher interest rates or stricter lending criteria than personal buy-to-let mortgages. Prospective buyers should research available products thoroughly, since terms can vary significantly between lenders. The Pitfalls of Transferring Property Later A crucial point sometimes overlooked is the cost of switching to a corporate structure down the line. Transferring a property from personal ownership to a company can trigger substantial Stamp Duty Land Tax liabilities and potentially Capital Gains Tax if the property has risen in value. For landlords who later decide to scale up, the “keep it simple first” approach might result in significant tax implications and administrative hurdles. Consequently, property investors with clear long-term growth plans may find it more efficient to set up a limited company from the outset, rather than face a costly transfer later. Balancing Act: Short vs. Long-Term Goals For individuals who simply want a single property to generate a bit of extra income, establishing a company might lead to unnecessary costs and administration. However, anyone considering a multi-property portfolio could benefit from structuring their investments through a company right from the start, provided the extra work is manageable. Conclusion Establishing a limited company for a first buy-to-let property can offer appealing tax benefits and liability protection, but the decision ultimately depends on personal goals and financial plans. New landlords are advised to seek professional guidance from tax specialists or accountants to weigh the prospective savings against any extra costs and responsibilities. For further information or to explore buy-to-let options, contact Property Genius to discuss individual circumstances and objectives. A tailored approach ensures that every landlord can make an informed choice about whether a limited company is the right route for their first property investment. ...
Jan 28, 2025
Banning Rent in Advance: Why it could backfire on those in need
The Renters’ Rights Bill has sparked significant debate, and one particular amendment—banning landlords from requesting more than one month’s rent in advance—has raised serious concerns. While the government’s intentions to ease cost of living pressures are understandable, the unintended consequences of this policy could disproportionately harm the very people it seeks to protect. Limiting upfront rent to a single month may seem fair and straightforward on the surface. After all, tenants shouldn’t routinely be asked to pay multiple months of rent in advance. However, there are situations where this option provides a lifeline for those on the financial margins—tenants with poor credit, international students, self-employed individuals, and others who struggle to meet standard referencing criteria. Why Paying in Advance Matters Being a landlord is, in essence, a business, and letting property comes with inherent risks. When assessing prospective tenants, landlords typically evaluate their ability to meet rent payments reliably. For tenants with steady income, a solid credit history, and positive references, this process is usually straightforward. But for others, the picture isn’t so simple. Our referencing data highlights a crucial issue with the proposed ban on rent in advance. As shown in the chart, while the majority of applicants pass referencing (green), a notable portion require a conditional pass (orange) or fail outright (red). January & February 2024 saw a sharp spike in applications, mostly as this is when our student lets are being processed, with a significant number of conditional passes—many of whom likely relied on rent in advance to secure a tenancy. From this graph above, all sections highlights in orange could potentially be affected by this change in the law. Consider tenants who fall into the following categories: International students or workers: Often without a UK-based guarantor, they rely on upfront rent payments to secure housing. Self-employed individuals: New business owners or freelancers with fluctuating income may not meet the rigid referencing requirements. Those with poor credit history or no financial track record: These tenants are often seen as higher risk, even if their current circumstances have improved. Paying rent in advance is sometimes the only way for these groups to demonstrate their ability to meet obligations and compete in a competitive rental market. Real-Life Scenarios This month alone, we’ve encountered two situations that illustrate how this ban could inadvertently exclude vulnerable tenants: A couple moving in together: One of the prospective tenants had recently started her own business and didn’t have the required one year of accounts to verify her income. Without a guarantor and facing a conditional pass under standard referencing, her only option was to pay in advance, or provided a UK based guarantor (which was not a personal option for her). She was fortunate enough to pay in advance, allowing her and her partner to take the next step in their lives. Under the proposed amendment, this wouldn’t have been possible. An overseas student: Without a UK-based guarantor, this student relied on paying rent in advance to secure accommodation. If this option were removed, their access to housing, and potentially the education they've come for, would have been severely restricted. For tenants in such situations, applying to private guarantor companies might be an alternative, but this comes at a cost—fees that aren’t refundable and can run into hundreds of pounds. It raises uncomfortable questions about whether such companies stand to benefit from this legislation. Unintended Consequences The government’s amendment shifts more risk onto landlords, who are already navigating a market where demand far outstrips supply. Faced with greater uncertainty, landlords will naturally gravitate towards tenants with more predictable financial circumstances. This, in turn, will disadvantage those who are already struggling to secure housing, exacerbating inequality in the rental market - creating the very thing the law hoping to stop. Critics often accuse landlords of being solely profit-driven, but this oversimplifies the challenges of managing a rental property. Many landlords are private individuals, not large corporations, and their concerns about risk are legitimate. What Needs to Change? Instead of an outright ban on rent in advance, the government should consider more nuanced solutions that protect tenants while preserving their ability to access housing. For instance: Creating a regulated framework for upfront rent payments, allowing them in exceptional circumstances with clear guidelines. Expanding access to low-cost guarantor schemes or introducing government-backed initiatives to support those who can’t meet referencing criteria. Promoting dialogue between landlords, tenants, and policymakers to strike a balance that addresses the needs of all parties. Final Thoughts The Renters’ Rights Bill may be well-intentioned, but the amendment to ban rent in advance risks backfiring on the very tenants it aims to protect. Without careful reconsideration, it could shut the door on housing for those most in need of flexibility—international students, the self-employed, and those rebuilding after financial difficulties. Housing policy must balance protecting tenants and enabling access to homes. Let’s not let short-sighted reforms make the rental market even harder to navigate for society’s most vulnerable....
Jan 21, 2025
Property Genius Named a Knowledge Base Expert in the 2025 Front Game Changer Awards!
We are absolutely delighted to share that Property Genius has been recognised as a Knowledge Base Expert in the 2025 Front Game Changer Awards! ? This award places us in the top 1% of Front customers leading the way in exceptional customer service—and it means the world to us. Why This Award Matters At Property Genius, we’ve spent years building a knowledge base that serves as the backbone of our customer support. We’ve written tens of thousands of words across nearly 100 articles, covering every possible procedure, FAQ, and scenario our tenants and landlords might encounter. Our goal has always been simple: ✅ Empower our customers with the knowledge they need, when they need it. ✅ Support our staff with a shared, ever-growing resource of best practices. ✅ Enhance customer conversations, providing context and opening up new lines of thought. ✅ Power our in-house AI, ensuring our chat platform delivers smart, relevant answers instantly. It’s been an invaluable tool—not just for our customers but for our entire team. To have our work recognised at this level is truly humbling. What Makes a Knowledge Base Expert? Front explains it best: Our Knowledge Base Experts have intuitive help centres with thoughtful category design and thorough articles to make it easy for customers to self-serve. With customer expectations higher than ever—and 79% of people willing to switch providers for a better experience—we believe a clear, accurate, and well-structured knowledge base is essential. It’s not just about answering questions; it’s about empowering our customers to make informed decisions. This award is a reflection of the hard work, dedication, and passion of our entire team....
Jan 3, 2025
Coping with Flooding: Support for Tenants and Landlords in Manchester
The recent storms have brought some of the worst flooding Manchester has seen in years. Canals have broken their banks, roads have become rivers, and many homes and developments have had to be evacuated. The impact has been devastating for communities across the region, including some of our tenants and landlords. We understand how distressing this situation is and want to assure you that we’re here to help. Whether you’re a tenant dealing with water damage or a landlord unsure how to proceed, this guide will provide practical advice to get through these difficult times together. For Tenants: What to Do If Your Rental Property Is Flooded 1. Safety First Your safety is the top priority. Avoid entering flooded areas, especially if there’s standing water, as it may be contaminated or hiding hazards like exposed electrical wires. If you believe the property is unsafe, leave immediately and inform your landlord or letting agent via our website. 2. Document the Damage If it’s safe to do so, take photos or videos of the damage. This documentation can be essential for insurance claims or landlord reporting. Focus on areas like floors, walls, furniture, and any belongings that were affected. 3. Contact Your Landlord or Letting Agent As soon as possible, let your landlord or letting agent know what’s happened. Provide details about the damage and any immediate risks. At Property Genius, we’re prioritising flood-related issues and can guide you through the next steps. 4. Insurance and Personal Belongings Check your contents insurance policy to see if your damaged personal items are covered. If you don’t have contents insurance, consider looking into assistance programs that may help with recovery costs. For Landlords: Protecting Your Property and Supporting Tenants 1. Assessing the Damage Work with your tenants to inspect the property safely. Avoid entering areas where the structure appears compromised or where water is in contact with electrical systems. Use photos and videos to document the damage thoroughly for insurance purposes. 2. Temporary Relocation Assistance If your property is uninhabitable, it’s important to support your tenants. This could mean arranging temporary accommodation or helping them navigate their insurance policies. Many landlord insurance policies include coverage for alternative housing for tenants—check with your provider. 3. Repairs and Maintenance Act quickly to address the damage and prevent further issues. Arrange reputable contractors to handle repairs, such as drying out the property, fixing leaks, and restoring affected areas. Make sure all work meets safety and compliance standards. 4. Preparing for Future Risks Flooding is a growing concern in many parts of Manchester. Consider investing in flood-prevention measures, such as installing flood barriers, improving drainage systems, or waterproofing basements and lower levels of properties. What We’re Doing to Support Our Clients We’re actively working to support our tenants and landlords during this crisis. Here’s how we’re helping: Emergency Response: Our team is prioritising flood-related cases, conducting inspections, working with building managers and coordinating with contractors to expedite repairs. Relocation Assistance: For tenants whose homes are uninhabitable, we’re coordinating temporary accommodations while properties are restored. Guidance on Claims: We’re advising both tenants and landlords on navigating insurance claims and documenting damage effectively. If you’re affected, please don’t hesitate to contact us for assistance. Flood Preparedness Tips for the Future While the focus is on recovery, it’s also important to consider how to prepare for future weather events. Here are some steps tenants and landlords can take: Create an Emergency Kit: Include essentials like flashlights, power banks, first-aid supplies, and waterproof bags for important documents. Sign Up for Flood Alerts: Stay informed by signing up for flood warnings from the Environment Agency. Check Drains and Gutters: Regular maintenance can reduce the risk of water backing up during heavy rain. Invest in Flood Protection: For landlords, consider flood-proofing measures like barriers or sump pumps to minimise future damage. Additional Resources Environment Agency Flood Alerts ...
